Ridesharing services like Lyft and Uber have made getting around more convenient, but car accidents can still happen, even if your rideshare driver is a perfect driver. If you are involved in a car accident while riding in a Lyft or other rideshare in Illinois, here is what to know.
Prioritize safety
Ensure you and others are safe. Call 9-1-1 to report the accident and request medical help if needed. And, move the car, if it is safe to do so.
Document everything
Take photos of the crash scene, any noticeable scene damage, vehicle damage and any visible injuries. Get any witnesses’ contact information.
Exchange information
Obtain the name, contact information and insurance details of the Lyft driver and any other drivers involved. Additionally, note the rideshare company’s name and details about your trip. When the police arrive, get their information as well because you will want to get the police report.
Determining fault
Establishing fault in a rideshare accident can be complex and may involve multiple parties, including the Lyft driver, other drivers and possibly the rideshare company. Illinois uses a comparative negligence system, which means more than one party can be found at fault, and your compensation may be adjusted accordingly.
Who to contact
Always file a police report. This is crucial for documenting the crash and is often required when filing insurance claims.
Report the motor vehicle accident to rideshare company using their app or customer service line. This step ensures that the rideshare company is aware of the incident, and sometimes, this is how you initiate the insurance claim with their insurance provider.
Notify your own insurance company as well as rideshare insurance provider. The rideshare insurance policies generally provide coverage for passengers during a ride.
A rideshare accident is overwhelming, but being prepared can make it a manageable situation. Always prioritize safety, document the scene thoroughly and understand one’s rights under Illinois law.