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Four things not to tell an insurance company after a car accident

On Behalf of | Jan 12, 2024 | Car Accidents |

After your car accident, you’re going to be approached by insurance representatives seeking to settle your claim. At first, you might be relieved to hear that these companies are looking for ways to make you whole again, but don’t be deceived. These companies are trying to identify ways to resolve your claim while paying you as little as possible. Therefore, when they approach you and ask questions, you’ll need to be careful with what you say.

What you shouldn’t say to an insurance company after a car accident

You’re going to have to communicate with insurance companies. When you do, though, you’ll want to avoid saying the following:

  • It was my fault: If you shoulder the blame for your accident, then you might recover less compensation than you need, or your claim will be denied altogether.
  • I think: You don’t want to guess or otherwise speculate about the facts of your accident. Doing so could jeopardize your claim.
  • I’m OK: Don’t minimize your injuries. If you do, the insurance company will latch onto what you said and use it against you to reduce the value of your claim.
  • Anything unnecessary: When an insurance representative asks you questions, listen carefully so that you only answer the question that’s asked. Volunteering information can get your claim into trouble, and it can hard to effectively backtrack on what you say.

Protect your interests following your car accident

There are a lot of mistakes that can be made in the aftermath of a car accident. You need to be on your toes and know how to lookout for issues that could jeopardize your claim. Only with thorough preparation can you ensure that your claim is strong, and your future is protected.